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• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.

• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.

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Opening the account is subject to our Terms and Conditions. Interest is paid Gross Tax treatment depends on individual circumstances and could change in the future.Opening the account is subject to our Terms and Conditions. The Nominated Account must be in the name of the Business.• If we do not receive an instruction from you we will reinvest your funds into a seven day instant access account at the banks’ prevailing rate for such accounts. Tax treatment depends on individual circumstances and could change in the future. The interest rate is variable and can therefore move up and down.United Trust Bank offers straightforward products with competitive interest rates, no hidden charges and outstanding service from our dedicated deposits team. To open an account: You can open our Personal accounts either by post, via an application form, or online on our website, The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. • A Nominated Bank Account must be provided when applying for an account.

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